Starting 2026, Texas introduces a revamped R&D Tax Credit with higher rates, simplified rules, and cash refunds for small businesses. Learn how to qualify.
Should you pay off your mortgage before retirement or carry mortgage debt into your golden years? As more retirees face rising housing costs and longer lifespans, deciding whether to eliminate your monthly mortgage payment can be both a financial and emotional dilemma. With mortgage rates still at historic lows and retirement planning more complex than ever, knowing when (and if) to pay off your mortgage could be the key to long-term peace of mind. Before you tap into savings or rush to zero out your balance, consider how mortgage payoff impacts your cash flow, taxes, investment returns, and retirement flexibility.