Scams are everywhere these days, especially when you’re bargain hunting online. Whether you’re scrolling Craigslist for a deal or browsing Facebook Marketplace for a gently used sofa, it pays to be extra cautious.
Here’s how to protect yourself when shopping secondhand:
Stick to the Resale Site’s Messaging System
Avoid giving out personal details like your phone number or email. Reputable resale sites offer built-in messaging tools for a reason—use them. If someone immediately wants to move the conversation to text or email, that’s a red flag.
Do a Mini Background Check
Beware of Urgency and Sketchy Payment Requests
Scammers often push you to act fast or pay through methods that can’t be traced—like wire transfers, gift cards, or payment apps with no buyer protection. If someone on a resale site insists on being paid this way, walk away immediately.
Meet in a Safe, Public Place
Use Payment Methods with Protection
Know What the Resale Site Does (and Doesn’t) Cover
Some resale sites—like eBay, Poshmark, and Depop—offer purchase guarantees or refund options if something goes wrong. Others, like Craigslist or Facebook Marketplace, usually don’t. Always read the platform’s terms before you finalize a purchase.
Final Tip: If It Feels Off, Don’t Move Forward
A good deal isn’t worth it if it comes with risk. Be skeptical, ask questions, and trust your instincts. And if something feels off? It probably is. Stay safe, shop smart—and if you’ve got questions about protecting your financial life, we’re always here to help.
