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Category: Tax Relief Insights & IRS Help Articles

election donation text
Tax Relief Insights & IRS Help Articles
That Election Donation Text Was Fake. What Should You Do Now?

That election donation text looked like it came from a real campaign. Then the receipt, website, or card charge did not match. Learn how to protect your money, secure your tax identity, report the scam, and understand whether the loss has any federal tax effect.

late required minimum distribution
Tax Relief Insights & IRS Help Articles
You Took Your Required Minimum Distribution. Why Is the IRS Saying It Was Late?

You withdrew money from your retirement account, but the IRS says your required minimum distribution was late. The amount, deadline, account type, and actual payment date may explain the problem. Learn how to correct an RMD shortfall, handle Form 5329, and request relief when reasonable cause may apply.

60-day IRA rollover deadline
Tax Relief Insights & IRS Help Articles
You Missed the 60-Day IRA Rollover Deadline. Can the New IRS Correction Program Help?

Missing the 60-day IRA rollover deadline can make a retirement distribution taxable. Learn which relief options may help, how self-certification works, and when the new IRS correction program begins. Acting quickly and keeping proof of what caused the delay may improve your chances of correcting the problem.

car loan interest deduction
Tax Relief Insights & IRS Help Articles
Your Car Is New, but Is the Loan Interest Really Deductible?

A new car does not automatically qualify for the federal car loan interest deduction. The vehicle, loan, final-assembly location, personal use, interest paid, and taxpayer’s income may all affect the result. Learn what to check before claiming the deduction.

ghost employee payroll fraud
Tax Relief Insights & IRS Help Articles
Your Employee Never Existed. How a Ghost Payroll Scheme Can Hurt a Business

A business owner finds an unfamiliar employee who has received direct deposits for months. The worker has no supervisor, schedule, or hiring file, but the wages may already appear on payroll-tax returns and Forms W-2. Learn how ghost employee payroll fraud happens, which records to secure, and why tax filings should not be changed until the facts are clear.

excess 401(k) contributions
Tax Relief Insights & IRS Help Articles
You Changed Jobs and Used Both 401(k) Plans. Did You Contribute Too Much?

You contributed to a 401(k) at your old job and another one at your new job. Both payroll systems accepted the money, but that does not mean the combined total was allowed. Learn how excess 401(k) contributions happen, what to check on both Forms W-2, and why acting before the correction deadline matters.

2026 charitable deduction
Tax Relief Insights & IRS Help Articles
You Donated Through GoFundMe. Will the 2026 Charitable Deduction Count It?

The new 2026 charitable deduction may help taxpayers who take the standard deduction. But a GoFundMe receipt does not automatically make a gift tax-deductible. Learn why the recipient matters, which online donations may qualify, and what records you should keep.

Form 1099-DA basis
Tax Relief Insights & IRS Help Articles
Your Form 1099-DA Basis Looks Wrong. What Should You Do?

Your new Form 1099-DA may show the proceeds from a crypto sale and a cost-basis amount that looks official. But if you moved digital assets between exchanges or private wallets, the broker may not have your complete purchase history. Here is how to check the form, rebuild missing records, and avoid reporting the wrong taxable gain.

automatic adoption credit refund
Tax Relief Insights & IRS Help Articles
An Automatic Adoption Credit Refund Arrived. Is It Real?

You requested a $100,000 pension lump sum, but the check was only $80,000. Learn why the plan withheld 20%, how the 60-day rollover rule works, and why depositing only the check may leave part of the distribution taxable.