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As a business owner, you’ve worked hard to build wealth. But without a plan, high taxes and mismanagement could drain it. A dynasty trust helps secure your legacy for generations while minimizing taxes.
What Is a Dynasty Trust?
A dynasty trust is a long-term way to pass wealth to your family tax-free. Unlike regular trusts, it can last for hundreds of years, protecting assets from estate taxes, creditors, and reckless spending.
How It Works
- You place assets into the trust now or in your will.
- A trustee manages them according to your wishes.
- Your family receives payouts based on the rules you set.
- The trust lasts for generations, avoiding estate taxes on each transfer.
Since the trust is separate from your estate, your wealth grows tax-free over time.
Key Tax Benefits
- No Estate Taxes – Assets in the trust aren’t taxed when passed down.
- Gift Tax Exemption – Give up to $19,000 per person ($38,000 for couples) tax-free each year.
- No Generation-Skipping Tax – Pass wealth directly to grandchildren without extra taxes.
Act now! The estate tax exemption is $13.99 million in 2025, but may drop after. Setting up a dynasty trust before laws change locks in today’s benefits.
More Than Just Taxes
- Prevents Overspending – Set rules for how heirs access funds.
- Protects Against Creditors & Lawsuits – Since the trust owns the assets, they can’t be seized.
- Ensures Long-Term Wealth – Keeps your family financially secure for generations.
Take Action Today
After 2025, tax laws may change, meaning higher taxes on your estate. A dynasty trust lets you secure your wealth now and protect your family’s future.
Need Help?
If you’re unsure how to protect your estate, IRSProb has your back! We help business owners plan ahead and avoid costly tax mistakes. Contact us today!
