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Should you pay off your mortgage before retirement or carry mortgage debt into your golden years? As more retirees face rising housing costs and longer lifespans, deciding whether to eliminate your monthly mortgage payment can be both a financial and emotional dilemma. With mortgage rates still at historic lows and retirement planning more complex than ever, knowing when (and if) to pay off your mortgage could be the key to long-term peace of mind. Before you tap into savings or rush to zero out your balance, consider how mortgage payoff impacts your cash flow, taxes, investment returns, and retirement flexibility.

Selling your vacation home? Don’t get blindsided by tax surprises. Learn how to reduce capital gains, avoid IRS penalties, and protect your profit.

The right adviser does more than file your taxes—they save you more than you could earn in the market. Learn 8 traits to look for in a true tax strategist.

Maximize your Social Security Benefits with expert tips from IRSProb.com. Learn when to claim, spousal and survivor strategies, divorce rules, and how to avoid costly mistakes.

Learn how to avoid scams when buying on Craigslist, Facebook Marketplace, or other resale sites. Get smart shopping tips, safety rules, red flags to watch for, and secure payment advice to protect your money and identity.

Senate changes to Trump’s 2025 tax bill bring major shifts: a delayed “revenge tax,” permanent business deductions, reduced SALT cap, EV credit cuts, and stricter Medicaid rules. IRSProb.com breaks down what it means for investors, business owners, and families—and how to prepare.

Think you’re ready to retire at 60? Discover the 5 essential questions you must answer to retire early—smartly, securely, and tax-efficiently.

Using 401(k) or IRA funds to pay off debt can lead to penalties and taxes. Learn smarter alternatives to protect your retirement.

If you’re a contractor dealing with IRS debt, you’re not alone. From missed estimates to mounting penalties, tax issues can spiral fast. This guide shows how real pros—like electricians, roofers, and HVAC techs—can resolve IRS problems legally and permanently.